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F

Views: 576

Answers: 1

How can I reduce my home insurance premium?

Jessica Li Sales Rep

Discounts are offered to homes with improved security. You can install a home security system and/or a fire/smoke alarm connected to central station. You can also lower the premium by choosing a higher deductible. Some insurers provide a claim-free discount if you do not make a claim in a set period of time (usually 12 months or more).

2018-07-04 16:44:14

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Views: 563

Answers: 1

在万锦租房、出租的重大改变?

Adam wang Sales Rep

万锦市议会对市内分租屋、短租屋如Airbnb等的有关规定作出重大修改,设定了很严格的限制条件,对房东们的出租生意影响重大。 据约克区网报道,市议会以11比2的绝对多数通过新规,对第二单位(secondary suites)、短期住宿(Airbnb)和分租屋(rooming house),以及噪音和惊扰邻居等问题,设定了限制条款。 这一规定适用于包括Airbnb在内,所有一年内(calendar year)不超过60天的短租屋,新规下,分租屋(rooming house)只限于在主要公路上,小路上的房屋不允许作为分租屋出租。而且分租屋不会立即获批准,房东或业主需要提出具体的申请。房东或业主必须向万锦市土地规划调整委员会(committee of adjustment)申请修改土地规划用途(zoning amendment),这一过程将会相当费时,也非常昂贵,估计至少要交$45,000加元。同时,房东或业主还要提前通知到周围的邻居,而这些邻居可以提出反对。

2018-07-04 22:29:48

H

Views: 564

Answers: 1

外籍人士在加拿大买房有什么要求吗??

Adam wang Sales Rep

外籍人士在加拿大买房有什么要求吗? 1. 外国人需要在加拿大本土开设银行账户。 2. 无论是否是加拿大居民,都需要保持良好的信用记录。 3. 外国人需要有足够的首付款。 4. 外国人可以授权加拿大境内的亲戚或朋友代理完成按揭贷款。 5. 外国人需要做好加拿大银行账户的管理和安排。 6. 外国人在贷款买房时,银行会要求律师在登记产权时备注“外国人税务条款”,即,在卖房时,借款人如果依然还是非居民身份,需要将部分卖房款留置到完成税务申报之后再决定如何处置售房款。 7。 有的省份规定,非加拿大居民购买加拿大房地产需缴纳15%的购置税。请咨询专业律师。(来源:居外课堂)

2018-07-04 22:17:19

D

Views: 563

Answers: 0

在加拿大买房的流程是什么?

No Answer Currently

D

Views: 562

Answers: 1

外籍人士购房是否可以向加拿大银行贷款;能贷多少;是否和房屋的年龄,购买者的年龄有关?

Betty Betty Zheng Broker

可以贷款,加拿大居民通常可以很轻易地贷款房价的70%,非加拿大居民可以贷到60%-65%。贷款可以分20-25年摊还,目前贷款利率比中国要低不少。贷款和房屋的年龄无关,和购买者年龄也基本无关,这也从某方面体现了加拿大银行对房价的信心。(来源:居外课堂)

2018-07-04 17:58:20

D

Views: 559

Answers: 0

Can I buy a home with no down payment?

No Answer Currently

E

Views: 559

Answers: 1

What is liability coverage on a home insurance policy?

Jessica Li Sales Rep

The home insurance liability covers you at home or anywhere in the world in the event you are presented with a lawsuit. The minimum amount of liability coverage included in a home insurance policy is typically $100,000. However that figure can usually be increased to over a million dollars in coverage if neccessary (and depending on your provider).

2018-07-04 16:42:59

E

Views: 556

Answers: 1

What is Guaranteed Replacement Cost?

Jessica Li Sales Rep

Guaranteed Replacement Cost coverage means that if anything happens to your home, the full cost to replace it (including construction costs) will be covered. For example: if your home is insured for $300,000 and there is a fire that destroys your entire home and costs $350,000 to rebuilt it, you won't have to pay the difference out of your own pocket.

2018-07-04 16:38:39

E

Views: 555

Answers: 1

What does home insurance cover?

Jessica Li Sales Rep

Your home insurance mainly covers your property and its contents. If you own a house, then your insurance will generally cover: ⦁ The building itself ⦁ The trees and shrubs located outdoors on the premises ⦁ Detached Structures on the premises, like a garage or shed ⦁ Your own personal property, like furniture, electronics, computers, clothing, kitchenware, jewellery and art ⦁ Additional living expenses if you need to relocate temporarily after making a claim ⦁ The loss of any rental income after making a claim, if applicable.

2018-07-04 16:41:11

D

Views: 553

Answers: 1

Does a higher credit score mean a better mortgage rate?

Betty Betty Zheng Broker

Your credit score is a measure of your financial health. The credit-reporting agencies Equifax and TransUnion use a scale from 300 to 900. High scores on this scale are good. The higher your score, the lower the risk for the lender. Thus, a higher rating will typically secure a better mortgage rate, since you’re considered to be more likely to make your scheduled payments. If you have a poor rating, do some damage control before you apply for your mortgage.

2018-07-04 17:50:13

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