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D

Views: 591

Answers: 1

Does a higher credit score mean a better mortgage rate?

Betty Betty Zheng Broker

Your credit score is a measure of your financial health. The credit-reporting agencies Equifax and TransUnion use a scale from 300 to 900. High scores on this scale are good. The higher your score, the lower the risk for the lender. Thus, a higher rating will typically secure a better mortgage rate, since you’re considered to be more likely to make your scheduled payments. If you have a poor rating, do some damage control before you apply for your mortgage.

2018-07-04 17:50:13

G

Views: 587

Answers: 1

房屋保险一定要买吗?

Jessica Li Sales Rep

对加拿大人而言,购买住房后的第一件事就是购买住宅保险。虽然法律并没有强制规定住宅物业必须购买保险,但很多人因为提供按揭服务的银行要求客户为房屋买保险,所以不得不买。大陆移民要应该理解,购买房屋保险不仅仅是降低银行的贷款风险,对于住户也可以很好的控制意外造成的损失。房保同车保一样是我们生活中的必不可缺,即使身为土豪的你已经供完了全部贷款,继续购买保险也不是一件坏事。

2018-07-04 16:56:20

B

Views: 587

Answers: 1

Should I lower the listing price, or offer an incentive to sell my home faster?

Betty Betty Zheng Broker

Reducing the listing price is the way to go. It’s critical that you list your home for the right price, in order to attract interest from buyers and generate serious interest in your listing. Your real estate agent will help you set the right price that is competitive with comparable homes in your area.

2018-07-04 18:02:52

A

Views: 586

Answers: 0

楼花交接的时候有哪些费用?

No Answer Currently

F

Views: 586

Answers: 1

多伦多投资商业地产收益率如何?

Faith J Broker

多伦多市中心的回报率相对来说比较低,一般是3%~4%。中心城区回报率一般是5%~6%。外围层地区达到6%~8%,更偏远的地方高达8%~10%以上。

2018-07-04 16:24:39

I

Views: 586

Answers: 1

Does having “all risks” insurance cover my home for everything?

Jessica Li Sales Rep

Unlike the name suggests, all risks insurance doesn’t cover every possible risk to your property. However, it does have the most extensive list of all home insurance options. It includes all possible disasters except for a list of named exclusions, for example, damage caused by insects or rodents, volcano damage, or earthquake damage. In areas affected by earthquakes, coverage is often available at an additional cost.

2018-07-04 16:50:04

C

Views: 586

Answers: 0

购买楼花的程序是什么?

No Answer Currently

I

Views: 585

Answers: 1

How is the home insurance premium determined?

Jessica Li Sales Rep

There are many factors that impact the premium, some noticeable ones are: ⦁ Address - if your neighbourhood has a higher number of burglaries, you may pay more premium; distance to a fire hydrant and a fire station also counts ⦁ Replacement cost - the size, number of stories, composition of your home, furnished basements, number of garages, etc. ⦁ Roofing - a recently replaced roof with better material is more likely to withstand the harm of weather ⦁ Heating - newer forced-air gas furnaces and electric heat are far safer than oil furnaces and wood stoves ⦁ Other - do you have a swimming pool and/or a hot tub? Do you have sewer back-up prevention measures?

2018-07-04 16:42:02

F

Views: 585

Answers: 1

投资商业地产是否可以贷款?有什么条件?

Faith J Broker

个案分析。看购买生意的过去数据好不好,投资回报率,个人经验和财务状况。

2018-07-04 16:27:32

G

Views: 585

Answers: 1

Are homeowners insurance and home insurance the same thing?

Jessica Li Sales Rep

Yes. When an insurance agent refers to home insurance or homeowners insurance they are typically talking about the same type of policy. A standard home insurance or homeowners insurance policy includes coverage for the structure of the home and liability.

2018-07-04 16:53:43

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