During major downpours, wastewater from city sewers can flow back up into your home through drainpipes – especially with aging infrastructure. This can then cause overflow in appliances like your dishwasher, washing machine, sinks, toilets, showers and laundry tubs. A properly installed backwater valve prevents sewage backup from entering water outlets in your basement or storage area during storms.
Yes, if you had an insurance policy cancelled for any reason in the past, you need to let the insurance company know. This may affect your insurability and insurance premium.
It depends on your investment time horizon, risk level, the initial capital and the risk tolerance level.
they can be classified in two major categories: hard costs and soft costs.
1.工作变更，2. 购买大件，3. 家庭婚姻变故
1. Keep floor drains unobstructed. 2. Find and seal any cracks in foundation walls and basement floors. 3. Install a sump pump to remove excess water, if necessary.
Check Residential Tenancies Act on http://www.sjto.gov.on.ca/ltb/. It provides detailed rights and responsibilities for landlords and tenants.
Generally, common areas are considered to be any areas outside your unit, like the parking lot, lobby, pool, and recreation centre. Refer to your condo corporation contract or office for further details.