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G

Views: 727

Answers: 1

多伦多租房的详细流程和步骤(房东)?

Adam wang Sales Rep

多伦多租房的详细流程和步骤 给大家介绍一下在加拿大多伦多租房的详细流程和步骤,相信对所有将要都加拿大的朋友都非常有帮助。 一. 联系管理公司或地产经纪看房 如果决定请地产经纪代理租房,不论是请朋友推荐还是自己上网看报,当然首先是要选择一定地产公司或者具体的一位地产经纪,然后开始实地看房,比较条件、位置、价格等等细节,确定心仪的房屋。 二.租房必备的资料: 1. PHOTO ID。就是有照片的证件,如果没有驾照,就得出示护照等。 2. CREDIT REPORT。政府指定代理公司专门为市民提供这类文件,准租客可以上网自行准备,费用是20加币左右,网址是: http://www.equifax.com/home/en_ca 与 http://www.transunion.ca/ 准租客如果嫌麻烦或者来不及,当然也可以请地产经纪帮你做这个报告,不过费用20仍得自己支付。 3. EMPLOYMENT LETTER。就是雇主出的工件证明信,每个公司的人事部都会明白,内容是证明你在哪里工作,收入多少,可以让房东放心你完全有支付能力。 4. DEPOSIT。双方签约后准租客就要马上去银行买一张MONEY ORDER或者CERTIFY CHEQUE交给房东的经纪公司,金额是二个月租金,作为第一个和最后一个月的租金先预付。 5. 关于新移民和国际学生。新移民和国际学生,都没有在加拿大生活的历史,所以CREDIT REPORT拿不出来,而且还没有找到工作,也没有在加拿大的工作收入,但这不等于说,没资格去租房子住了。通常有二个方法可以解决: (1) 找到一个在本地工作的亲戚朋友作担保人。担保人要提供自己的CREDIT REPORT和EMPLOYMENT LETTER,并在租约合同上签字,房东看到有了保障,自然可以将房子租给新来落户的新移民或者国际学生。 (2) 有些房东也愿意接受新移民或者学生,尤其是中国人房东,相信同是中国人的新移民不会没有钱来租房子住的,很少很少中国人会明知道口袋里没钱还故意耍赖白住人家房子,所以这方面口碑很好,当然也就才有了我们今天这个机会。这种情况需要经纪人做良好的沟通,凡事好商量,学生新移民也一样能住进自己喜欢的房子的。 三. 下OFFER 准租客实地去看房子,几经周折,终于找到了满意的单位,这时就要请经纪与业主沟通,商议如何承租。这个环节就是下OFFER.经纪先要为准租客填写租给合同:AGREEMENT TO LEASE 准租客签好大名,这份OFFER就被传送到业主手上,接着就会发生如下三种可能: 1. OFFER被拒绝,或者过了合同规定的有效时间,OFFER自动失效;准租客要不继续请经纪找房子 ,要不一生气改主意自己买房子了,哪就看我们另一篇文章介绍怎么买房子; 2. OFFER被接受,准租客便进入下一个付定金的环节; 3. OFFER被COUNTER。就是说,业主看了递来的合同,改了一些细节,比如价格、交房的日期等任何可大可小的内容,哪么就必须再送回给准租客认可。当然这时又有三种可能,一是准租客为人豪爽,业主改的东西他全认了,签字后合同生效,进入下一个付定金的环节。其二是准租客一看业主的改动很恼火,决定不租了,哪么这份OFFER就寿终正寝。其三当然就是准租客把业主改了东西认了,但又新改动了别的内容,COUNTER OFFER又被送到业主手上,那么此环节将继续重复,直到OFFER被接受或被拒绝为止。通常租房没有这么麻烦,这第三个环节很少有机会重复出现,因为有经纪在,事先都会有沟通。 四. 付定金 OFFER在买卖双方签字生效后,准租客就要马上去银行准备付定金。这个定金的金额是二个月的租金,定金形式是MONEY ORDER 或者CERTIFY CHQUE,既不是给房东,也不是给自己的经纪,而是给房东的地产代理公司,公司必须按政府的监管存进一个TRUST ACCOUNT,准租客完全不需要担心安全问题。这张票交到了公司手上,准租客于此时此刻变成了真正的正式租客,接下来要做的事就是回去准备10张 POST DATED CHEAUES,顺便打包准备搬家。 五. 领取钥匙交接房屋 通常在房子CLOSING的前一天,业主会将房屋的钥匙、车库的遥控器等交给新租客,标志着新租客可以迁入新宅。当然这里要提醒新租客接钥匙的时候,可别忘记带上钥匙押金和另外十个月的POST DATED CHEAUES作为回报送到房东手上。只有完成了这个步骤,新租客下一年的栖身之处也才算有了保障,而房东的投资在未来一年也才算了有回报。买卖双方愉快地握手告别,新租客需要向大楼的管理公司去登记,等在管理公司的登记表上签完了名字,整个房子的租赁就算完成了。

2018-07-04 22:30:42

D

Views: 723

Answers: 1

买卖房屋要交哪些税?

Jessica Li Sales Rep

非居民投机税 2017年4月20日,加拿大安大略省省长韦恩(Kathleen Wynne)与安省财政厅厅长苏善民( Charles Sousa)共同宣布安省出台楼市调控新政:包括征收15%非居民购房税,禁止炒楼花,鼓励开发商建出租屋,严格审查地产经纪职业规范等。新政将于当地时间4月21日起正式生效。 新政最重要的一项内容是,安省对非加拿大国籍或非永久居民,并且不住在安省住宅的住房购买者额外征收房款的15%转让税,正式说法称为“非居民投机税”NRST(Non-Resident Speculation Tax)。这一个政策参考的是不列颠哥伦比亚省温哥华去年出台的海外买家税,主要针对买了房子不住、纯粹投机的非居民购房者。 不过,在购房后4年内成为永久居民的,已经成为全日制学生两年或以上的留学生;已经合法的工作了一年或以上的工签人士,安省政府将会退还所售税费。 土地转让税 多伦多近几年闹的最凶的一项税就是这个土地转让税。如果你想在多伦多市内买房,那么就必须同时缴纳安省土地转让税及多伦多市土地转让税。 省和市的土地转让税均采用的是累进税率,安省土地转让税的具体计算方法如下(注:资料来源于网络,最新的税率及计算方式大家可以查看安省财政厅网站查看:http://www.fin.gov.on.ca/en/bulletins/ltt/2_2005.html): 售价在5.5万以下的部分,按0.5%征收转让税,即275元; 售价在5.5万-25万的部分,按1%征税,即1,950元; 售价在25万以上的部分,按1.5%征税。 假如物业是小于两个单位的半独立屋或独立屋,税费的计算略有差别: 售价在25万-40万的部分,按1.5%征税,即2,250元; 售价超过40万的部分,按2%征税。 也就是说,购买一幢售价50万的独立屋,要交缴的安省土地转让税为6,475元(275+1,950+2,250+2,000)。 多伦多市土地转让税计算方法如下: 售价在5.5万以下的部分,按0.5%征收转让税,即275元; 售价在5.5万-40万的部分,按1%征税,即3,450元; 售价在40万-4,000万的部分,按1.5%征税,超过4,000万的部分仍按1%征税。 如果物业是小于两个单位的半独立屋或独立屋,超过40万以上的部分按2%征税。价值50万的独立屋,需要缴纳的多伦多市土地转让税为5,725元(275+3,450+2,000)。 这样算下来,要在多伦多市买一套50万的独立屋,单土转税就达到了12,200元。而如果购房者选择在GTA的905地区置业,则仅需缴纳安省土地转让税即可,无需缴纳市土地转让税。因此这两年来,呼吁多伦多市废除土地转让税的呼声越来越高。 另外需要提醒的是,首次购房者可以享受一定的土地转让税优惠,减免幅度最高可达2,000加币。 商品及服务税(Goods and Services Tax) 如果是购买新屋,需要缴纳商品及服务税,税率为房屋售价的5%。 如果是购买二手房,无需缴纳商品及服务税。 如果购买重新装修翻新的面积超过85% 的二手房,也需缴纳商品及服务税。 加拿大退税截止时间为每年4月30日之前,凡是税务居民均可向加拿大税务总署(CRA)申请 GST 退税。 销售税 这个大家应该很熟悉,在加拿大进行任何消费,几乎都要缴纳HST,仅有个别省份例外。值得留意的是,购买和销售二手房无须交纳HST。不过,买卖双方必须为与房地产交易相关的各项服务费用缴纳HST。也就是说,卖方需要为律师费、经纪人佣金、搬家费等支付HST,买方则要为验房费、律师费、评估费、按揭违约保险等支付HST。 新房的买家则必须缴纳13%的HST,不过为了安抚消费者,政府为售价在40万以下的部分提供了高达2.4万的退税。 资产增值税 对于加拿大居民来说,自住屋(main residence)在出税时是可以免交资产增值税的。但是投资房或是非居民则必须为房产的增值部分纳税。 巨额房产增值税的问题则多发生在子女继承父母生前的房产时。辟如父母年轻时以3万元的价格买入了一套乡村别墅,而如今它已经升值到了100万元,那么继承人就将面临97万元的资产增值,他需要为增值部分缴纳23%的税款,这确实是一笔不小的支出。不少继承人都是因为无力支付税费才不得不将这些物业挂牌出售的。 针对这种因继承而发生的巨额资产增值税问题,我们可以为你提供两条解决之道:一是购买一份涵盖了财产增值税的人寿保险;二是在房价还没涨得那么可怕之前,尽快把它卖给你的继承人。 持有期间的房产税 房产税(Property Tax),通常也叫地税。地税是在加拿大拥有房地产的业主每年都必须要向市政府缴纳的税款。 自住房每年所交的地税不能用来抵税。自住房部分出租的租金收入和维修费可以抵扣部分自住房的地税。 地税每年缴纳的金额会因地理位置、房价涨幅而调整,具体请参照加拿大税务总署(CRA)相关条例:http://www.cra-arc.gc.ca/tx/bsnss/tpcs/rntl/bt/rprt/xpns/ln9180-eng.html 这些项目可以抵税 出租物业抵税多 你可以把房屋出租当成是一项生意来经营,而经营过程中发生的不少相关成本、费用都可以被拿来抵税,也就是说将租金收入减掉可抵税支出后的剩余金额,才是你的应纳税收入。

2018-07-04 17:32:16

A

Views: 718

Answers: 1

加拿大房产经纪的收费标准是什么?

Jessica Li Sales Rep

在买卖房屋的过程中,经纪的费用是由一般由卖方支付。经纪费用的标准通常是按卖价4%支付,佣金分配到买家和卖家经纪。具体情况都写在相关合同中。

2018-07-04 17:14:19

Views: 717

Answers: 0

约克大学附近有没有国语的homestay?pm 联系方式

No Answer Currently

A

Views: 713

Answers: 3

My son is 16 years old and he is a Canadian. May I buy a property under his name? Thanks!

Olga Nova Sales Rep

Yes, you can buy a property in trust for a minor. This is a short answer. There are a lot of rules and regulations. I will advise you to explore more and take a legal advise to see all pros and cons. Kind regards Nova Realtor

2018-09-04 18:11:56

I

Views: 716

Answers: 2

加拿大首次购房税收可以减免吗?

Alvin Liu Sales Rep

这个要看您是不是第一次首次买房 如果是全球第一次买房 本地居民的话是有 土地转让税减少 谢谢 有需要随时联系我

2018-08-08 22:59:37

I

Views: 715

Answers: 1

How much home insurance do I need?

Jessica Li Sales Rep

It depends on the value of your home's physical structure (excluding condominiums ) and the value of your personal property (furniture, decorations, appliances, clothing, jewelery, etc.). You should have a good estimate for the total value of your belongings and choose the insurance amount accordingly. There are limits and exclusions that apply to each category, so be sure to check with your insurance company when buying home insurance.

2018-07-04 16:44:41

C

Views: 716

Answers: 1

How are area measurements in construction counted?

Betty Betty Zheng Broker

This surface area is generally measured and noted according to the standard of The Canadian Institute of Quantity Surveyors as follows: 1. Measure each floor including the basement to the outer face of the external walls. No deductions are to be made for openings within the floor area, i.e. for stairs, elevators, ducts, etc. Include the area of all mezzanine floors. 2. Mezzanine (unfinished) floor areas in industrial buildings should not be included in the gross floor area. 3. Measure special floors, such as enclosures for mechanical equipment, crawl spaces having concrete floors, areaways, balconies, etc., separately. 4. Measure sloping and stepped floors as flat 5. When the external walls are broken up with a large number of small projections (e.g. projecting column) the measurement should be taken to the mean face of the external wall. 6. Exclude all external steps, paved areas and covered ways. *Note that the area of the basement is often not included in cases of townhouses and residences.

2018-06-27 11:55:13

C

Views: 714

Answers: 1

How important is the staging when I am selling my house?

Betty Betty Zheng Broker

1. Staging=Better Photos=More Buyers You know how you love browsing the internet looking at properties for sale? You’re not alone. We’ve built our whole business model around the fact that people shop online for a home. Today’s Buyer has come to expect the polish they see on TV – we call it the HGTV effect. Staged homes just look better in photos – there’s no denying it. 2. Staging=More $$= Happier Sellers While the impact of staging depends on a lot of factors, we believe professional staging adds 2-3% to the price of a home in Toronto. So a $1,000,000 house, for example, would sell for $1,020,000-$1,030,000 if it was professionally staged. What would you do with an extra $20 or 30K? 3. A Faster Sale=Less Stress Despite what you might think, not every home listed for sale in Toronto sells in 7 days. Selling your home in less time means spending your time with your friends and family instead of washing your floors and making your bed while you wait for your home to sell. 4.To find profesional stage company. Yes, you read that right. Professionally staging a typical Toronto home costs anywhere from $2,500 to $10,000. We believe staging is so important that profesional company include it in thier standard service. They have a 3,000 sqft warehouse full of art, furniture and accessories, some full-time stagers on staff and preferred partnerships with all the people you need to prep your home for sale:

2018-07-04 18:04:01

B

Views: 711

Answers: 1

What renters need to know about Ontario’s new tenancy lease agreement?

Betty Betty Zheng Broker

There is a provision that if a tenant requests a copy of their lease and doesn't get it within 21 days, they can withhold one month's rent. If the landlord doesn't produce it after that month, the tenant wouldn't be required to repay it. It is a small enforcement method built into the agreement to ensure tenants get a copy of their leases and know what they sign. If they never get a copy of their lease, they get 60 days' notice to terminate the tenancy early. WHAT KINDS OF PROPERTIES DOES THE LEASE APPLY TO? This will apply to residential tenant properties, but not care homes, mobile home parks, land lease communities and most social housing. There might be some exclusions under co-operative housing as well. IF I HAVE A LEASE SIGNED BEFORE APRIL 30, DO I NEED TO SIGN A NEW ONE? All old leases remain valid. The only thing that remains to be void is any illegal clause that might have been contained in them.From April 30,2018, it became mandatory for most residential landlords to use a 13-page standardized lease agreement, recently unveiled by the provincial government in hopes of protecting tenants from being tricked by lengthy agreements rife with illegal clauses and language that is hard to understand and often winds up in litigation. Advocacy Centre for Tenants Ontario lawyer Dania Majid breaks down the basics of the new lease and what renters should be aware of: WHY HAS THE PROVINCE INTRODUCED A NEW STANDARDIZED AGREEMENT? Before the new agreement, a lease would look drastically different from one landlord to another. There was a huge range of what was included and excluded. Even with corporate or professional landlords, their leases contained several illegal clauses that tenants were signing in these long, legalese-type documents. The hope was that by creating a standard form lease that excluded all of these illegal clauses and harmonized what a big landlord and a small landlord would put in front of a tenant, it would be simpler, clearer to read, easier to understand, and both parties would know what the rent was and what was being offered or included in that rent. Right now most major cities, including Toronto, have low vacancy rates, extremely high rent and an affordable housing crisis. The agreement is trying to level a very unbalanced playing field for tenants and landlords, and close a gap in negotiating power between the two parties. WHAT SHOULD I LOOK OUT FOR IF I'M A TENANT SIGNING THE NEW LEASE? There is a section at the end of the new lease that allows a landlord to attach a document with additional terms not already in the lease. The standard form lease is comprehensive enough, so a landlord should not need to add any terms. But what we might see creep in - which is what we were trying to get rid of - is things like regulating guests and how many you can have and how long they can stay, and clauses around maintenance like requiring a tenant to do work around the premise like mowing the lawn, shovelling the driveway and undertaking minor repairs inside the unit. Other things that could slip in there are issues around privacy and when the landlord can have access to the unit, penalty fees, additional processing fees or application fees. A tenant shouldn't be paying damage deposits, more than one month's rent in advance, interest on arrears or penalties on missed rental payments, and they shouldn't be expected to waive their liability or their landlord's liability for maintenance and repair issues. WHAT ENHANCED RIGHTS DO TENANTS HAVE WITH THE LEASE?

2018-07-24 16:19:22

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