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H

Views: 692

Answers: 1

外籍人士申请房屋按揭贷款与本地居民相比有什么特殊要求?申请的程序如何呢?

Betty Betty Zheng Broker

和本地人没有什么实质的区别,程序也差不多。要说区别,那就是外籍人士不享受本国居民享有的“自住房”免增值税优惠,外国人投资的所有房子在出售变现时,其部分利润都必须交增值税。外国人申请房屋按揭贷款时,银行和金融机构考察的也无非是申请人的基本情况、收入、信用、首付、以及房子的位置状况等。但是基于外籍人士的特殊情况,居外认为以下几点还是有必要说明一下。 第一,外籍人士申请加拿大房屋按揭贷款时,需要在加拿大银行开立全功能的账户,以便按月支付月供。 第二,外籍居民在加拿大申请贷款时可以没有信用记录。(来源:居外课堂)

2018-07-04 17:58:51

J

Views: 684

Answers: 1

Does my home insurance policy cover my valuable possessions such as jewelry or artwork?

Jessica Li Sales Rep

Yes, but for limited amounts of coverage. You may want to consider buying a Personal Articles Floater which provides all risk coverage for theft and mysterious disappearance.

2018-07-04 16:48:24

F

Views: 685

Answers: 2

Anyone knows some good shops sell luxury carpets? Thank you!

Monica Zhang Sales Rep

You can take a look ELTE,80 Ronald ave, York~ They have really good carpets.

2018-09-15 23:10:04

J

Views: 683

Answers: 1

Are my swimming pool and spa covered by my home insurance?

Jessica Li Sales Rep

Yes, your home insurance covers both these things. Your standard insurance policy protects you in case water seeps into your home because your pool or hot tub leaks.

2018-07-04 16:49:42

A

Views: 684

Answers: 0

当个房东不容易:欠租 解约 驱逐篇?

No Answer Currently

B

Views: 683

Answers: 1

买楼花有哪些缺点?

Adam wang Sales Rep

1. 因为是买期房,你只能看到图纸,对于将来楼盘盖好后的质量,只能依赖你对开发商的信任程度了。 2. 房价总会有波动,所以买楼花是要承受一定的风险的,特别是对买楼花用来投资的客户,如果楼盘盖好后市场价格反而低于你的楼花价格,除非你能从银行拿到贷款,然后自住或者出租,然后等市场价格上来后再卖,否则会有风险。

2018-07-04 22:43:10

K

Views: 681

Answers: 1

How do I lease a house ?

Vince Song Sales Rep

You mean you have a property for lease or you want to rent a house to live?

2018-10-11 16:27:19

I

Views: 679

Answers: 1

Does my home insurance cover the contents of my house during a move?

Jessica Li Sales Rep

Generally, your home insurance policy will cover the contents of your home (your personal possessions) during a move. But there are instances where your insurance company could refuse coverage. For example, if a piece of valuable art being moved between residences is damaged during the move with no apparent cause (like a traffic accident) then your insurance company can refuse coverage – unless you have a specific moving clause. Check your policy for specific details. However, perils like theft or damage should be covered, as long as you don’t act in a negligent manner. If you’ve hired a professional moving company, you can rest easy. Moving companies generally carry insurance against property damage that might be caused during a move – especially if their staff were responsible. Making sure you supervise carefully while remaining clear of the movers, and inspect your goods upon receipt to allow you to report any damages immediately, and protect you from making a claim (to either your insurance company, or the movers) that won’t be reimbursed.

2018-07-04 16:43:38

F

Views: 678

Answers: 1

中国人在加拿大买房有什么限制吗?是不是看中了任何房子或者房产都能买?

Adam wang Sales Rep

外国人或非加拿大居民可以自由买卖加拿大房地产。根据加拿大联邦政府«公民法»,非加拿大居民亦能够购置、拥有和出售房地产,其要遵守的规定与条件和加拿大居民或公民相同。然而该法律也赋予了各省权力以对非公民与非永久居民,或由其控制的公司和社团购置土地进行限制。比如有的省份规定,非加拿大居民购买加拿大房地产需缴纳15%的购置税。请咨询专业律师。(来源:居外课堂)

2018-07-04 22:16:44

J

Views: 674

Answers: 3

Normally, how long will it be to remove "sold conditionally" Thanks

Da Zhang Sales Rep

1-10business daysfor residential. 1-5 business days for freehold 3-10 business days for condo(status10+3) Up to 90 days for commercial (DD)

2018-09-26 21:23:23

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