The Sesame Community

The Sesame community is here to assist you with any questions or difficulties throughout the process.

Ask

Sort By:

Recommended

    Date

Language:

All
English
中文
Français
Español
العَرَبِيَّة‎
Italiano
Русский
Deutsche
日本語
한국어
Others
I

Views: 719

Answers: 1

Does my home insurance cover the contents of my house during a move?

Jessica Li Sales Rep

Generally, your home insurance policy will cover the contents of your home (your personal possessions) during a move. But there are instances where your insurance company could refuse coverage. For example, if a piece of valuable art being moved between residences is damaged during the move with no apparent cause (like a traffic accident) then your insurance company can refuse coverage – unless you have a specific moving clause. Check your policy for specific details. However, perils like theft or damage should be covered, as long as you don’t act in a negligent manner. If you’ve hired a professional moving company, you can rest easy. Moving companies generally carry insurance against property damage that might be caused during a move – especially if their staff were responsible. Making sure you supervise carefully while remaining clear of the movers, and inspect your goods upon receipt to allow you to report any damages immediately, and protect you from making a claim (to either your insurance company, or the movers) that won’t be reimbursed.

2018-07-04 16:43:38

J

Views: 716

Answers: 3

Normally, how long will it be to remove "sold conditionally" Thanks

Da Zhang Sales Rep

1-10business daysfor residential. 1-5 business days for freehold 3-10 business days for condo(status10+3) Up to 90 days for commercial (DD)

2018-09-26 21:23:23

G

Views: 668

Answers: 1

合法出租有哪些标准?

Adam wang Sales Rep

对于自住房屋,根据市政府有关规定,最多只能出租给一户人家,也就是所谓的“第二寓所”原则。“第二寓所”要有单独的厨房和卫生间,必须分门出入,也就是说,必须是一个完全独立的单位。 除此之外,第二寓所还必须符合安省的building code 及fire code的一些具体规定。比如每人最小生活空间不得少于100平方英尺(壁橱和卫生间除外);室内天花板的最低高度应不少于6英尺5英寸;房门应该是实木或金属的,厚度不少于45mm;第二寓所必须有进口和出口两个通道,以防失火时一个通道被阻,还可以从另一个通道逃生,如果没有直接通向外面的出口,窗户必须至少有0.38平方米大;每一层楼都需要安装烟雾报警器,卧室外必须安装一氧化碳报警器;第二寓所与房屋其它部分之间应有防火隔离,如30 分钟等级的防火墙等。虽然第二寓所可以设置在屋内的任何一层,但大多数都设置在地下室和阁楼上,一旦有火灾,撤离需要花费较长时间,所以,一般自住屋只需要15分钟等级的防火墙,但第二寓所防火墙的等级要求要高很多,必须达到30分种才能烧透的标准。 如果要出租给一户以上,那就不能用于自住,而是整幢房子纯粹用于出租。这种出租房,规定又不一样。买房出租,首先要考虑的是Zoning问题。Zoning分很多等级,从Single family到Dual Plex,Tri Plex,Four Plex,Five Plex等等。出租给两家,为Dual Plex ;出租给三家,为Tri Plex,依此类推。一般来说,Four Plex以下的,属于Residential;Four Plex以上的,就属于Commercial商业出租了。如果打算投资买房出租,首先要向政府申请Zoning。政府经过检查,觉得你买的这幢房从结构到面积都适合你申请的Zoning,才可以进行下一步,如消防检查等,全部检查合格,才能发给你准租证。

2018-07-04 22:30:08

I

Views: 654

Answers: 1

What are the prices for houses in toronto

Faith J Broker

The average is about 1.35M. However, the price is very different when the property is different type.

2018-10-11 09:40:48

D

Views: 651

Answers: 1

在加拿大买房,投资回报率有多高?

Betty Betty Zheng Broker

在加拿大投资地产,准确地计算投资回报率,是我们决定是否要投资房地产,以及如何选择投资类物业的最关键问题。简单地说,投资回报率是指投资所产生的收益与投入本金的比例。 通常,贷款比例越大,投资回报率越高,但现金流也越低。还清贷款时,现金流情况最好,但投资回报率最低。20%首付的情况下,在多伦多市中心的公寓投资,按照现在的贷款利率,年投资回报率可以达到8-9%;北约克或其他地方公寓楼的投资回报率在7%-8%。(来源:居外课堂)

2018-07-24 16:51:29

H

Views: 651

Answers: 1

What does the new mortgage “stress test” mean?

Betty Betty Zheng Broker

The new mortgage rules that took effect on January 1, 2018 now require that all mortgage applicants qualify at a rate that’s 2% higher than your contracted rate or the Bank of Canada’s five-year benchmark rate, which currently sits at 4.99%. This is to ensure that borrowers will be able to make their mortgage payments should interest rates increase. This means you’ll have to qualify for the mortgage loan at a rate of 6.99% – even though you’ll only pay at a rate of 4.99%.

2018-07-04 17:51:46

B

Views: 651

Answers: 1

What can I do if my landlord kicks me out?

Adam wang Sales Rep

You need to know why the landlord wants you to leave. If the landlord ends a tenancy to have family members move in, people evicted must receive compensation.Landlords will have to pay one month’s rent to the evicted tenant or offer him or her another comparable rental unit.There will also be a new measure in place to ensure that an apartment isn’t vacated, ostensibly for a relative, and, less than one year later, rented out to someone else. You can check details for the Tenancies Act on http://www.sjto.gov.on.ca/ltb/. If the landlord does have a good reason to let you go, pack and good luck with finding a new place!

2018-07-04 22:27:49

A

Views: 651

Answers: 2

买房需要房产经纪吗?

Dudu Liao Sales Rep

可以不需要, 但是好像你也没有什么好处。 专业的事交给专业的人办, 你会省时省钱, 省心。

2018-09-24 20:10:46

J

Views: 651

Answers: 1

Didnt get the promotion code when i signed up. Was promised the promotion code as well the promise that we would have been able to purchase food from the hot dog stand at seneca newnham canpus

Faith J Broker

Hi J, thanks for your following up. We are working on Seneca campus promotion. It is expected in place by next Friday. Sesame Booking Team

2018-09-05 16:25:02

B

Views: 650

Answers: 1

Can I advertise my assignment?

Betty Betty Zheng Broker

On MLS? Usually vendors do not allow the assignment to be advertised. The consent from the vendor is needed.

2018-07-24 16:23:02

12345678910111213141516

Loading Next Page. . . . . .

No More Result.

Please download the APP to ask professionals!

Not Now Go to download page

Coming Soon...

Close